This cover protects employers, should their employees incur injuries or die in the course of their work. It steps in to lift the employers’ financial obligation under work injury benefits act to compensate workers injured out of and in the course of employment.
- Workmen's compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment
- This relinquishes employee's right to sue his or her employer for the tort of negligence.
- Injury has to occur during working time and working premises
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